Pat is a great steward of his family’s finances. He does his best to sock money away and hasn’t ventured into being overleveraged. Pat thought he…

The piggy bank just sits on the shelf, more a decoration than any-thing else. Jeremy and Tricia have all the toys, their kids lacking nothing. Th…

Janet is a single mom. She holds a good job and can afford to make her payments, which is a relief, considering the demands of being the sole breadw…

Why do I Harp on ARMs? Because I don’t want you to end up like Sonny Liston – tempted to get up again, but destined to be knocked out. A M…

I can’t stand it…..this is a RIDICULOUS loan. It’s your ticket to the frightening sequel to Housing Meltdown #1. Irrespon…

“The American Dream”….. The term was first expressed by historian James Truslow Adams in 1931 as “that dream of a land in wh…

It’s painful to pay taxes, but can you imagine how painful it would be if the government billed you once a year rather than withheld taxes…

Final Words from the Book – “MIND YOUR OWN MORTGAGE” Our nation is in desperate need of healing. That healing begins and ends at the household lev…

If you think of running your personal finances as a business, you’ll create a viable, secure situation for your family. A business must make pro…

I’m perplexed. Why? Because our conversation is focused on the wrong things. Loan modifications. Short sales. Short refinances. Low interest rates.